The Extra Income Guide Blog

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While we all enjoy the Christmas holidays, once the bills begin to arrive we are usually brought back down to earth with a bang.  If you want to avoid holiday debt, here are some tips.

Open up a Christmas club on January 2nd.  You can contribute five or ten dollars a week to the club and by October you will either have $200 or $400 to spend on Christmas gifts.

Avoid using your credit card to buy gifts.  This only adds to your ongoing debt and will just leave you stressed out after the holidays.  Pay with cash whenever possible.  If you have to buy an item with a credit card, pay the bill off as soon as you receive it.

A Christmas budget would be a great idea to decrease the likelihood that you will overspend on gifts.  Make a list of the friends and family members you intend to give a gift to and assign a dollar amount.  It is important to stick to the budget.

Begin Christmas shopping earlier in the year.  There are always sales every week – take advantage of them.  You can even buy two or more of the same item in case you have to give a gift you weren’t planning on.

If you like to shop online, use one credit card.  There are many online coupon sites that offer great savings throughout the year.  Utilize the coupons, check out the sales, and make your purchases.  Remember to pay the credit card bill balance as soon as possible. 

Perhaps Jane and little Joey want something very expensive this Christmas.  If you can’t afford it, don’t buy it.  With the list of gifts they will present to you, there is sure to be some items you can afford.

Holiday debt may be avoidable if you start with a Christmas budget, put aside a few dollars every day, or open a Christmas club.  Instead of buying a cup of coffee everyday, put that money towards Christmas. 

Let’s be honest, buying items with credit card is very easy to do these days, especially with internet shopping.  But if you shop early, you can certainly pay off the debt before the holidays and start the New Year with a “bang” instead of a whimper.

Happy Earning

Steve Bents

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Hello and welcome.  Today is the first of September and I want to run a superb contest.  This contest not only can grab you some new gear, but it can also help you make money online.

How to enter:

Check Your Credit Score - 10 Credits

Join PepperJamNetwork - 5 Credits

Join Market Leverage - 5 Credits

Create a Free Web Page - 3 Credits

Write A Blog Post about this contest with a link back to the contest - 3 Credits

Subscribe Via Email - 3 Credits

Comment on this Contest - 1 Credit

These credits will then place you name into a random number generator and the winner will be drawn.  There will be 3 major prizes and weekly drawings as well.

Prizes :

1 - Grand Prize - 8 gb Apple Ipod touch

1 - Second Prize - $150 Visa Gift Card

1 - Third Prize - $75 Visa Gift Card

8 - Weekly Prizes - Choice of : 5000 Entre Card Credits or $10.00 deposited into your paypal account.

Rules and Conditions : When signing up for any programs or products you must use the sponsored links associated with those programs.  There are thirty chances to enter this contest and the Grand Prize winner will be drawn on Oct. 3.  The Entries must be in by Sept. 31.  If any programs are entered a comment with the explanation of completion of entry must be written.  All Prizes will be awarded/mailed by 15 Oct. 08.  Tracking numbers will be provided for anything mailed.  Any other payments will be made via the payment method instructed.  A post announcing the winners will be posted on 3 Oct.  If you do not respond to the post by 15 Oct 08 you shall forfeit any winnings including money or prizes.  Any participation in this contest indicates the reading of these rules and conditions.  Enjoy.

Happy Earning,

Steve Bents

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I Love Plugins!!

Hello everybody.  As promised I am going to tell you about my top ten plugins that help me start any new blog in a specific niche.  these plugins help with the blog’s organization, and also in making money online.  I don’t think any of my blogs would be successful with out any of these plugins.  Now I don’t use all of them on this particular blog, due to the fact that here I try to help and try to teach, where as on my other blogs it is all about making that extra income.  These Plugins have been test and used by myself on numerous different blogs, and are the top ten of thousands of different plugins available.

1. CForms 2 :  CForms 2 is one of the first plugins I activate in any wordpress theme.  It is not just a contact form, but can be configured to be any type of form you may need at all.  It is just a great tool to use on any theme.
2. OIOPublisher : This is the first plugin that helps make money online.  OIOPublisher does cost and is not free, but it simplifies selling advertising on your webpage.  It is a great tool that only costs once, yet can be used on an indefinate amount of pages.  My plugin has made its purchase price, only $37, over and over again.
3. Google XML Sitemaps : A great plugin that helps your site getting indexed with google.  This is a must.
4. All in One SEO Pack : This is another must plugin.  This plugin is the complete pack for SEO on any wordpress blog.
5. FeedBurner FeedSmith : This turns your rss feed buttons or any rss link to being able to be tracked with feedburner.  This is also a must.  I really enjoy feedburner.
6. WP-Cache : WP-Cache is an efficient page caching system that allows your site to be much faster and responsive.  It works by caching the pages and storing them in a static file for serving future requests directly from the file rather than loading and compiling the whole code and then building the page from the databases.
7. Automatic Update : This plugin automatically updates wordpress to the newest version.  A great tool.
8. MaxBlogPress : This plugin is the nice little banner message that is a great way for advertising, and also to let your readers know of something that is crucial.
9. WordPress Database Backup : Another must have that backs up your wordpress databases.
10. What Would Seth Godin Do : Displays a custom welcome message to new visitors and another to return visitors.

These are just my top ten.  There are a ton of different plugins available.  These will all help make us an extra income online.

Happy Earning,

Steve Bents

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Free Money

Good Day everyone, I read about a new income oppurtunity two days ago and decided to check it out, before just regurgitating what I had heard about it.  Now for me personally I haven’t really been able to land any true Ad revenue from the 125×125 ad banner sections on my blog.  I have seen many new blogs that haven’t as well.  That is why I really like PerformancingAds.  This is a company that sells ad space in their marketplace for you.  A great Idea.  What I like is that you can charge any amount you like but as you would expect, the more competitive your prices the more advertisers you will attract. Also keep in mind you will be paid 60% of this amount with the remainder being paid to Performancing Ads.  Now that is from ads purchased in the marketplace, if they are direct sales, say from your website, it is still a 100% profit kept.  That Is what I really enjoy about this site. Just another way to make money online. This is what we are all here for so join here.

Since I am now extremely excited about this oppurtunity, I am going to be running a small contest.  There are a few ways to win.

1. Write a blog post about this contest on your blog (1 entry)
2. Leave a comment on for this post (1 entry)
3. Subscribe to my feed via email (2 entries)
4. Join Performancing ads using one of my links or the banner at the bottom (4 entries)

There is a toal of 8 entries for every applican.  I will be choosing the winner on August 15th.

Now there will be three winners and three prizes:

1. $50 Visa Gift Card
2. $30 Visa Gift Card
3. $20 Visa Gift Card

Happy Earning

Steve Bents

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