The Extra Income Guide Blog

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While we all enjoy the Christmas holidays, once the bills begin to arrive we are usually brought back down to earth with a bang.  If you want to avoid holiday debt, here are some tips.

Open up a Christmas club on January 2nd.  You can contribute five or ten dollars a week to the club and by October you will either have $200 or $400 to spend on Christmas gifts.

Avoid using your credit card to buy gifts.  This only adds to your ongoing debt and will just leave you stressed out after the holidays.  Pay with cash whenever possible.  If you have to buy an item with a credit card, pay the bill off as soon as you receive it.

A Christmas budget would be a great idea to decrease the likelihood that you will overspend on gifts.  Make a list of the friends and family members you intend to give a gift to and assign a dollar amount.  It is important to stick to the budget.

Begin Christmas shopping earlier in the year.  There are always sales every week – take advantage of them.  You can even buy two or more of the same item in case you have to give a gift you weren’t planning on.

If you like to shop online, use one credit card.  There are many online coupon sites that offer great savings throughout the year.  Utilize the coupons, check out the sales, and make your purchases.  Remember to pay the credit card bill balance as soon as possible. 

Perhaps Jane and little Joey want something very expensive this Christmas.  If you can’t afford it, don’t buy it.  With the list of gifts they will present to you, there is sure to be some items you can afford.

Holiday debt may be avoidable if you start with a Christmas budget, put aside a few dollars every day, or open a Christmas club.  Instead of buying a cup of coffee everyday, put that money towards Christmas. 

Let’s be honest, buying items with credit card is very easy to do these days, especially with internet shopping.  But if you shop early, you can certainly pay off the debt before the holidays and start the New Year with a “bang” instead of a whimper.

Happy Earning

Steve Bents

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Hello and Good day everyone.  Today we release the winners of The Superb September Contest :

The Winners are :

1. SaddlUpBaby - Grand Prize - Ipod Touch
2. Josh - Second Prize - $150 Gift Card
3. Sean - Third Prize - $75 Gift Card

Please use the contact form to send payment details.

4th Week Weekly Winners : Eva and GiveAwayCity.  Please let me know if you would like the $10 or 5000 EC Credits.

Thank You all for Participating, and there will hopefully be a great October or Halloween Contest Very Soon.

Happy Earning

Steve Bents

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Hello everybody.  I am a little behind the ball and I apologize.  Here are the second weeks winners :

Sherry and BBx.

Please let me know if you would like the credits or the cash.

Feel free to email me how you would like them and how to give them to you.

Congratulations all and Good Luck this week.

Happy Earning

Steve Bents

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Good day everyone. Today I decided to talk about a few sales tips that I use.
1. Recognize your customer. Recognizing your customer is one of the largest over looked areas in sales. I say use their name and own your sale.
2. Recommend. Recommend your product don’t try to jam it down their throats. Also stay away from data dumping. Don’t just unload your information without knowing what your customer wants.
3. Listen. Listen to your customer needs. Don’t just assume you know what they want.

These steps can help you make money online and also in the real world.

Happy Earning

Steve Bents

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